The Canadian government has officially confirmed a $628 Grocery Rebate for October 2025. This one-time support measure is designed to help households struggling with the rising cost of food, utilities, and daily living expenses. Administered through the Canada Revenue Agency (CRA), the rebate provides direct financial relief to millions of Canadians who qualify under the income-based system.
Why the Grocery Rebate Matters in 2025
Food prices have continued to climb due to inflation, global supply chain challenges, and higher production costs. For low- and middle-income families, this has created significant financial pressure. The grocery rebate is intended to:
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Provide immediate cash relief to offset rising grocery bills.
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Support seniors, families with children, and individuals with modest incomes.
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Ensure affordability of basic needs during the last quarter of 2025.
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Reduce financial stress during a period when other household expenses (such as heating and school-related costs) are also increasing.
This rebate reflects the government’s commitment to protecting vulnerable Canadians during times of economic strain.
How Much is the Grocery Rebate in October 2025?
The maximum rebate amount confirmed for October 2025 is $628, but the payment will vary depending on household type and family size.
Estimated payment breakdowns are as follows:
| Household Type | Maximum Rebate (October 2025) |
|---|---|
| Single individual with no children | $234 |
| Married or common-law couple with no children | $306 |
| Single parent with one child | $387 |
| Family of four (couple + 2 children) | $628 |
These figures represent maximum payouts. Actual amounts may be lower, depending on the recipient’s adjusted family net income as reported in their 2024 tax return.
Eligibility Criteria
Eligibility for the October 2025 Grocery Rebate is determined by the CRA using the same system as the GST/HST credit. To qualify, individuals must:
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Have filed a 2024 income tax return (even if they had no income to report).
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Meet CRA’s income thresholds for low- and modest-income Canadians.
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Be a resident of Canada for tax purposes in 2025.
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Fall into one of the eligible categories, including single individuals, couples, or families with children.
Seniors with modest pensions, students with low incomes, and families with children are among the groups most likely to receive the rebate.
Payment Date for October 2025
The CRA has confirmed that the grocery rebate will be paid on Friday, October 10, 2025.
Funds will be sent as a direct deposit to registered bank accounts for those who have signed up. Paper cheques will be mailed to those who have not enrolled in direct deposit, though this may take several extra days for delivery.
How the Rebate Will Be Distributed
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Direct Deposit: This is the fastest and most reliable method. Beneficiaries will see the rebate in their accounts on the confirmed date.
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Cheque: Mailed by CRA but subject to postal delays.
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CRA Account Notification: Recipients will receive confirmation through their My Account portal on CRA’s website.
Canadians who wish to receive payments faster are encouraged to sign up for direct deposit through CRA or their financial institution.
How to Check Your Eligibility and Payment
Canadians can confirm their eligibility and payment details in several ways:
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CRA My Account: Provides payment status, eligibility confirmation, and amount.
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CRA Mobile App: Allows quick access to benefit information.
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Tax Notice of Assessment (NOA): Eligibility is often mentioned in the NOA after filing taxes.
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CRA Helpline: Seniors and individuals without internet access can call CRA directly for assistance.
Why October 2025 Grocery Rebate is Timely
The rebate comes at a crucial moment. October marks the beginning of higher heating costs in many provinces, back-to-school expenses for families, and the lead-up to the holiday season. By injecting cash directly into households, the rebate ensures families can afford groceries and other essentials without sacrificing financial stability.
This direct cash support also stimulates local economies, as recipients spend the money in community grocery stores, markets, and small businesses.
Additional Benefits Linked to CRA Payments
The October grocery rebate is part of a broader package of federal benefits, often paired with:
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GST/HST Credit Payments
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Canada Child Benefit (CCB)
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Old Age Security (OAS) and Guaranteed Income Supplement (GIS)
By aligning benefit schedules, the government ensures that families and seniors receive a cluster of financial supports around the same time, increasing their ability to cover rising costs.
Tips for Managing the Grocery Rebate
While the rebate offers immediate relief, it is important to use the funds wisely. Some useful suggestions include:
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Prioritize essential groceries like fresh produce, proteins, and household basics.
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Allocate a portion of the rebate towards utility bills or rent to avoid arrears.
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Consider buying in bulk to stretch the rebate further.
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Families may use the rebate to cover school-related expenses for children.
FAQs
How much is the October 2025 grocery rebate?
The maximum rebate is $628, with lower amounts depending on family size and income.
Who is eligible for the grocery rebate?
Eligibility is based on 2024 tax returns and CRA’s income thresholds for low- and modest-income Canadians.
When will the rebate be paid?
The rebate will be paid on Friday, October 10, 2025.
Do I need to apply for the rebate?
No. The CRA automatically determines eligibility using your tax return information.
How will I receive the rebate?
Through direct deposit if registered with CRA, or by cheque if you have not signed up for direct deposit.
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